• 2015
    BEST
     
    Vision Care Review
    reviews & comparisons

    Vision insurance is an important addition to your health care plan. With expanding options, you do not have to rely on your employer for sole coverage. Explore additional vision care options for you and your family.

    Costs
    Plan Selected
    Standard Plan
    Single - 1 Year
    VIP Premier
    Vision Focus
    Per Month / Person
    $14.50
    $30.00 / Year
    $12.00
    $14.99
    Vision Exam
    $15.00
    10% - 20% Off
    $0.00
    $10.00
    Lens Exam
    $15.00+
    10% - 30% Off
    $25.00
    $40.00
    Lenses
    $25.00
    10% - 30% Off
    $42.00
    $25.00
    Enrollment Fee
    $0.00
    $0.00
    $16.00
    $35.00
    Allowances
    Frames
    $150.00
    10% - 50% Off
    $100.00
    $100.00
    Frames - Second Pair
    20% Off
    10% - 50% Off
     
    20% Off
    Contact Lenses
    $150.00
    10% - 20% Off
    $100
    $92 - $115
    Lasik
    $500 Savings
    10% - 50% Off
    40% - 55% Off
    15% Off
    Lens Options
    UV Coating
    $16.00
    10% - 50% Off
    $15.00
    $15.00
    Tinting
    $15.00 - $17.00
    10% - 50% Off
    $15.00
    $15.00
    Scratch Resistance
    $17.00 - $33.00
    10% - 50% Off
    $22.00
    $15.00
    Polycarbonate
    $31.00 - 35.00
    10% - 50% Off
    $45.00
    $40.00
    Anti-Reflective
    $41.00 - $85.00
    10% - 50% Off
    $42.00
    $45.00
    Progressive
    $55.00
    10% - 50% Off
    $190.00
    $65.00
    Other Options
    20% Off
    10% - 50% Off
     
    20% Off
    Frequency
    Exams
    12 Months
    Unlimited
    12 Months
    12 Months
    Frames
    12 Months
    Unlimited
    12 Months
    24 Months
    Contact Lenses
    12 Months
    Unlimited
    12 Months
    12 Months
    Customer Resources
    Approx. Eye Exam Locations
    30,000+
    12,000+
    1,000+
    12,000+
    Out-of-Network Options
     
     
     
    Upgraded Plans
     
     
    Phone
    Email
    Online Member Portal
     
    Mobile App
    Mobile Site
     
     
     

    Vision Care Review

    Vision insurance is a form of health care that is frequently overlooked or deemed non-essential. As health care costs continue to rise, some companies no longer offer eye care insurance to their employees as a way to cut down costs. Cutting back on eye care, can have negative ramifications for you and your family. Unforeseen expenses or eye conditions can wreak havoc on your budget if you do not have supplemental insurance to help you cover these costs. In addition to emergency benefits, those with vision insurance are more likely to get eye exams and follow through on eye care than those who do not have vision insurance.

    Luckily, you do not have to count on an employer to provide you vision insurance. Many companies offer individual and family insurance options for low monthly fees or yearly premiums. We have evaluated the best vision insurance plans for individuals to help you select the eye care insurance that fits with your life. We especially liked VSP, EyeBenefits and Vision Plan of America. For more information, read our articles on the best vision insurance.

    Vision Care: What to Look For

    Any type of health insurance can be confusing, especially with constantly changing regulations and fees. Knowing what to look for is crucial when deciding to purchase eye care insurance for your family. When you begin to search, you should have a basic idea of your eye care needs. Upfront, know whether you need to find a benefit plan that will cover the cost of exams, certain types of eyewear or contacts, or even LASIK surgery. When we evaluated the top vision insurance providers, we were looking for these criteria.

    Plan Value
    The value of any eye care plan is made up of costs for enrollment and basic services, as well as what coverage the company provides toward eyewear and expenses like LASIK surgery. When reviewing the best vision insurance plans, we looked at basic fees and enrollment costs. The average cost of enrollment was around $20, while the best vision insurance providers charge no enrollment fees beyond the monthly or yearly premium.

    Another area to look closely at is the allowances an insurance provider offers for frames and contact lenses. Some vision insurance providers help pay for a percentage of your eyewear, while the best providers give you a flat rate to apply toward any pair.

    Taking care of your eyewear is an important part of a vision plan, which is why the top vision insurance providers help you pay for extra lens options such as UV coating, scratch resistant surfaces and tinted lenses.

    Frequency
    Another important part of choosing between vision insurance providers is the frequency with which you can use your benefits. Some providers allow you to get new lenses or eye exams once a year. Some of the best insurance providers even allow you to use your benefits as you see fit with no yearly limit on the number of times you can use your benefits.

    Customer Resources
    Knowing what resources are available to you as a member is an important aspect of choosing a vision insurance provider. Pay attention to the estimated number of eye exam locations; the higher the number, the more likely you will be able to easily reach an eye care provider. The best eye care insurance providers allow you thousands of options around the country and do not limit you to one major chain. Another thing to look for is help and support options. All insurance providers should give you a way to contact them over the phone or through email. The best providers will quickly respond to your telephone messages and emails with friendly customer service.

    The top vision insurance providers should offer you and your family coverage that meets your eye care needs. Look for coverage that provides coverage when purchasing eyewear and contacts and assistance with the cost of surgery like LASIK. The best providers have quick, friendly customer service to answer all of your insurance questions.